Byron Bay Sevens: Insurance
- website: www.sportsinjuries.gov.au
- We are insured by the Sporting Injuries Committee under the Sporting Injuries Insurance Act 1978.
- The level of coverage is minimal.
- Best information on the insurance is from the website.
- We advise additional personal coverage from your private health insurer.
- What is covered by our insurance?
The Policy covers an injury, which causes the permanent or partial loss of any prescribed part of the body. Table A lists the amounts paid for the total or partial loss of at least 50% of the item and in the case of knee, hip, elbow or shoulder injuries, at least 33% loss of function must be established.
No threshold applies for Table B and the only requirement is to establish that loss has occurred.
- How to make a Claim.
- What Entitlements can I Receive?
- Points to Remember. Medical Expenses and Income Replacement are NOT covered. We recommend that Private Health Insurance be obtained by each individual to cover injuries sustained that are not covered under your insurance with us.
- Lodge the Initial Injury Advice Form immediately and Benefit Application Form within 12 months of date of injury. (Available from website)
- Contact Claims Manager on (02) 4321 5392 if you have any questions.
See: Table A: Table B:
| TABLE A | $ |
|---|---|
| PART 1 - INJURIES RELATED TO ARMS | |
| Permanent loss of not less than 33% of the use of - | |
| (a) either arm or the greater part thereof | 43,265 |
| Permanent loss of not less than 50% of the use of - | |
| (b) lower part of either arm, | 37,050 |
| (c) either hand or 4 fingers and thumb of either hand | 37,050 |
| (d) Thumb | 16,075 |
| (e) index finger | 10,715 |
| (f) middle, ring or little finger | 5,645 |
| PART 2 - INJURIES RELATED TO LEGS | |
| Permanent loss of not less than 33% of the use of - | |
| (a) either leg or the greater part thereof | 39,500 |
| Permanent loss of not less than 50% of the use of- | |
| (b) lower part of either leg | 33,970 |
| (c) foot | 32,945 |
| (d) great toe | 10,715 |
| PART 3 - INJURIES RELATED TO SIGHT | |
| 1. Permanent and total loss of sight of both eyes (or of one eye if it was the only sighted eye) | 55,575 |
| 2. Permanent loss of not less than 50% of the use of - | |
| (a) one eye, if it was the only sighted eye | 39,500 |
| (b) one eye, if it was not the only sighted eye | 23,030 |
| PART 4 - MISCELLANEOUS INJURIES | |
| 1. Permanent loss of not less than 11% of- | |
| (a) hearing of both ears | 33,970 |
| Permanent loss of not less than 50% of- | |
| (b) power of speech | 33,970 |
| 2. Permanent loss of sighted eye | 12,310 |
| 3. Permanent and total loss of the use of - | |
| (a) both kidneys (or one kidney, if it was the only functioning kidney) | 58,710 |
| (b) one kidney, if it was not the only functioning kidney | 7,070 |
| (c) Spleen | 7,070 |
| TABLE B | $ |
|---|---|
| PART 1 - INJURIES RELATED TO COGNITION | |
| There is no minimum percentage of permanent loss required for these benefits. | |
| Permanent loss of - | |
| (a) mental capacity | 171,000 |
| (b) sense of smell | 9,290 |
| (c) sense of taste | 9,290 |
| PART 2 - PHYSICAL INJURIES | |
| There is no minimum percentage of permanent loss required for these benefits. | |
| Permanent loss of - | |
| (a) all sexual organs or part thereof | 27,530 |
| (b) sightless eye | 12,310 |
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